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About us

With a dedication to personalised service and expert advice, we are here to guide you every step of the way.

JETTY FINANCE

Welcome to Lake Macquarie Jetty Finance! With over 30 years of experience in mortgage brokering and finance strategy, our story started in Toronto, Lake Macquarie. We take pride in our local community, and we’ve fostered a reputation for reliability and dedicated service. Today, we proudly extend our reach nationwide, assisting clients from every corner of Australia with tailored strategies designed to meet their unique financial goals.

Kristen Lanfranchi

Director / Finance Broker

Kristen is the powerhouse behind Lake Macquarie Jetty Finance, bringing over 30 years of experience in the lending and finance world. She’s not just a finance expert—she’s your go-to guide for navigating the tricky world of loans, having started her career with colonial state bank as a branch lending manager and then opening her own broking firm in 2001.

Think of Kristen as your personal finance matchmaker! She takes the stress out of the process by acting as the ultimate middle-woman—connecting clients with banks, solicitors, and all the key players to make everything run smoothly. With Kristen on your team, securing finance feels less like a chore and more like a breeze! Above all, Kristen loves helping people turn their dreams into reality—whether it’s buying a first home, upgrading, or investing. When she’s not crunching numbers, you’ll find her enjoying the beautiful Lake Macquarie lifestyle with family and friends.

Kristen Lanfranchi is a Credit Representative 399038 and Kismet Finance Pty Ltd T/As Lake Macquarie Jetty Finance is a Credit Representative (CRN 476266) of BLSSA Pty LtdACN: 117 651 760 Australian Credit Licence 391237.

Karly Gray

Associate Broker

Karly brings over a decade of expertise in the mortgage broking industry, empowering clients to navigate the loan process with confidence and ease. As a vital force within the Jetty Finance team, she excels in managing complex servicing scenarios and delivering tailored financial solutions that align perfectly with each client’s unique needs.

Renowned for her warm and approachable nature, Karly is dedicated to making the lending journey as smooth and stress-free as possible. She takes great pride in building strong relationships and guiding clients through each step with clarity and care.

Beyond her professional achievements and outside the office, you’ll find Karly jet-setting to new destinations, making memories with friends and family, and doting on her two Golden Retrievers, Koah and Sonny.

Perri Warren

Associate Broker

Whether buying a home, refinancing, or investing, Perri makes the process smooth and stress-free. With a background in real estate, asset finance, and mortgage broking, Perri understands the complexities of property and lending. Her goal is to take the hassle out of securing the right loan, allowing clients to focus on what truly matters—getting the keys to their dream home or growing their investment portfolio.

Throughout her 12-year career in Real Estate & Finance, Perri has been dedicated to helping people from guiding clients through their home-buying journey, providing asset finance for growing companies, or simplifying the mortgage process, she ensures every step is clear, efficient, and tailored to individual needs.

Known for her trustworthiness, clear communication, and commitment to going the extra mile, she consistently delivers outstanding results that are best suited to each client.

Perri believes that mortgages don’t have to be overwhelming. With the right guidance—and maybe an iced coffee in hand—she helps clients navigate the process with confidence. Outside of work, she enjoys spending time with family and friends while keeping her toddler entertained with plenty of trips to the park.

WHY CHOOSE US

3 Decades of Expertise

With over 30 years of expertise in mortgage brokering and finance strategy, we bring unparalleled knowledge and insights to your financial journey.

Personalised Solutions

We offer tailored strategies designed to meet your unique financial goals, whether you’re buying your first home, expanding your property portfolio, or funding a commercial venture.

Nationwide Support

Our dedicated service extends across Australia, ensuring clients from every corner of the country receive expert guidance and reliable financial solutions.

OUR COMMITMENT

At Lake Macquarie Jetty Finance, we provide tailored financial solutions that empower clients nationwide. Whether you’re buying your first home, expanding your property portfolio, or funding a commercial venture, we offer expertise and options to make informed financial decisions.

OUR SERVICES

First home buyers

Buying your first home is exciting, but it can also feel overwhelming. We’re here to simplify the process, guiding you through your loan options, government grants, and everything you need to know to secure your first home loan with confidence.

Whether you’re saving for a deposit or ready to buy, we’ll find the right loan to fit your needs. Let’s make homeownership a reality—reach out today!

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Next home buyer

Thinking about upgrading to your next home? Whether you’re selling your current property or keeping it as an investment, we’ll guide you through the process with expert advice and tailored loan options. From bridging finance to leveraging your existing equity, we’ll help you secure the right loan for your next move—stress-free and seamless.

Let us handle the numbers so you can focus on finding your dream home. Get in touch today!

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Refinancing & Debt Consolidation

Looking to lower your repayments, access better rates, or simplify your debts? Refinancing your home loan or consolidating debt could help you save money and manage your finances more effectively.

We’ll review your current loan, compare options, and tailor a solution that suits your needs—whether that’s securing a lower rate, unlocking equity, or rolling multiple debts into one easy repayment.

Take the first step towards financial freedom—contact us today!

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Investment loans

Investing in property is a powerful way to build long-term wealth, and the right loan can make all the difference. Whether you’re a first-time investor or expanding your portfolio, we’ll help you structure your loan for maximum returns and flexibility.

From interest-only options to leveraging equity, we’ll guide you through the best strategies to grow your wealth with confidence.

Start your investment journey today—get in touch with us!

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Construction loans

Planning to build or renovate? A construction loan gives you the flexibility to fund your project in stages, only paying interest on what you use. We’ll guide you through the process, from loan approval to progress payments, ensuring you have the right financial foundation to bring your vision to life.

Whether you’re building a new home or undertaking major renovations, we’ll find the right loan to suit your needs.

Let’s turn your dream home into a reality—contact us today!

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Home Loans for Professionals

As a busy professional, you deserve a home loan that works as hard as you do. We understand the unique needs of professionals like doctors, lawyers, engineers, and more. Whether you’re buying your first home, upgrading, or investing, we offer flexible loan options that take into account your income structure and long-term financial goals.

Let us help you secure the best home loan with competitive rates and personalized service, so you can focus on what you do best.

Get in touch with us today to explore your home loan options!

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COMMON QUESTIONS AND ANSWERS

In addition to offering competitive rates, we pride ourselves on being available to help with whatever questions you have throughout the life of your loan. We don’t discriminate against first-time buyers or experienced investors – no matter who you are, we’re committed to being there when you need.

  • What does a broker do?

  • Do you charge fees for home or investment loans?

  • Is it more expensive to use a broker?

  • How much can I borrow?

  • Should I go for a fixed or variable rate?

  • Which lenders do you work with?

WHAT OUR CUSTOMERS SAY

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Contact

Want to find out more? Contact our expert mortgage broker support team.

About

Learn more about our history and success to date.